Estimate State Pension Age Compensation
Estimate potential compensation for women affected by changes to the UK State Pension age. Our WASPI calculator helps you understand how 1995 and 2011 pension law changes may have impacted your retirement plans.
Use our calculator to determine if you're eligible for compensation and estimate how much you might receive.
The WASPI (Women Against State Pension Inequality) campaign addresses the issue of women born in the 1950s who have been affected by changes to the state pension age. These changes, implemented without adequate notice, have left many women facing financial hardship and altered retirement plans.
Our calculator aims to provide an estimate of potential compensation based on your birth date and expected weekly pension amount. However, it's important to note that the actual compensation scheme, if implemented, may differ from these estimates.
| Women Born Between | Gradual Increase in State Pension Age |
|---|---|
| April 6, 1950 – May 5, 1950 | 60 years and 1 month |
| May 6, 1950 – June 5, 1950 | 60 years and 2 months |
| June 6, 1950 – July 5, 1950 | 60 years and 3 months |
| July 6, 1950 – August 5, 1950 | 60 years and 4 months |
| August 6, 1950 – September 5, 1950 | 60 years and 5 months |
| September 6, 1950 – October 5, 1950 | 60 years and 6 months |
| October 6, 1950 – November 5, 1950 | 60 years and 7 months |
| November 6, 1950 – December 5, 1950 | 60 years and 8 months |
| December 6, 1950 – January 5, 1951 | 60 years and 9 months |
| January 6, 1951 – February 5, 1951 | 60 years and 10 months |
| February 6, 1951 – March 5, 1951 | 60 years and 11 months |
| March 6, 1951 – April 5, 1951 | 61 years |
| April 6, 1951 – May 5, 1951 | 61 years and 1 month |
| May 6, 1951 – June 5, 1951 | 61 years and 2 months |
| June 6, 1951 – July 5, 1951 | 61 years and 3 months |
| September 6, 1954 – October 5, 1954 | 66 years |
Women born between 6 April 1950 and 5 April 1960 may be eligible for WASPI compensation. This group was most affected by the changes to the state pension age, which were implemented with little to no personal notice.
The exact method for calculating compensation has not been finalized by the government. Our calculator provides an estimate based on the number of weeks your pension was delayed and your expected weekly pension amount. The actual compensation, if approved, may differ from these estimates.
No, the compensation is not automatic. The WASPI campaign is ongoing, and any compensation scheme would need to be approved and implemented by the UK government. Currently, there is no official compensation scheme in place.
If you're not eligible for WASPI compensation, you may still be entitled to other forms of support. It's advisable to check your state pension forecast and explore other retirement planning options. You can contact your local Citizens Advice Bureau or visit the official gov.uk website for guidance on available options.
You can support the WASPI campaign by joining local WASPI groups, writing to your MP, sharing your story on social media using #WASPI, attending WASPI events and demonstrations, and contributing financially to the campaign if you're able.
The changes to the state pension age have had profound effects on many women's lives, including:
These impacts underscore the importance of fair compensation and recognition for the affected women.
If you're passionate about the WASPI cause, there are several ways to get involved:
For more information and support, consider the following resources:
While the WASPI campaign continues to fight for fair compensation, it's crucial for all women to engage in thorough financial planning for retirement. Consider the following steps:
WASPI (Women Against State Pension Inequality) represents women born in the 1950s affected by State Pension age increases. The 1995 Pensions Act raised women's pension age from 60 to 65. The 2011 Act accelerated this further to 66. Many women received inadequate notice of these changes.
Women born between April 1950 and April 1960 are most affected. Those born closer to April 1950 had less notice of changes. Impact varies by birth date: some faced pension age increases of up to 6 years, many received notice less than 10 years before expected retirement, financial planning severely disrupted.
Parliamentary and Health Service Ombudsman found maladministration in DWP communication. Compensation claims are being reviewed. Affected women should: register with WASPI campaign, keep records of financial impact, monitor government announcements, and seek financial advice for retirement planning adjustments.
